Stimulus Payments | Atlantic Federal Credit Union
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Stimulus Payments Info

Atlantic Federal is here to empower you with the information you need to know, as your financial security remains a top priority. We'd like to share significant details with you concerning the Coronavirus Aid, Relief and Economic Security Act, also referred to as the CARES Act. 

The CARES Economic Relief Payment
The United States 116th Congress approved, and President Trump signed into law, the CARES Act. This law includes a provision for eligible taxpayers who filed a tax return for either 2019 or 2018. They could receive a payment of up to $1,200 for individuals or $2,400 for married couples. Parents also receive $500 for each qualifying child.1

How You'll Receive the Payment
If you qualify and filed a 2019 or 2018 tax return, your payment will be deposited directly into the same banking account provided to the IRS for direct deposit for tax filing purposes. If you have not yet filed your 2019 tax return, the account provided to the IRS for direct deposit for your 2018 tax filing will be used.2  If you received your 2019 or 2018 tax refund via check in the mail, the IRS will mail a stimulus check or Economic Impact Payment (EIP) prepaid debit card to the physical address on file. 

*Note that payments are being distributed by the IRS in waves, so if someone you know has received theirs but you haven't yet, it is not a cause for concern. 

Accessing Your Payment

By downloading our free Atlantic Federal Mobile App, you can easily deposit your check and access the funds securely by logging in and using Remote Check Deposit.3 We've made the process easy and convenient for our members:
  • Open enrollment to all new members - no waiting period
  • Check deposit limits can be adjusted (by email request to info@atlfedcu.com)
  • No holds will be placed on stimulus check deposits, including ATM deposits (the Payee(s) on the check must be deposited into same named account)

For information from the IRS regarding your EIP Card, click here.  For Frequently Asked Questions about your EIP Card, click here.  For additional updated information on Coronavirus Tax Relief and Economic Impact Payments, please visit the IRS Coronavirus page.

1 For individuals, these payments will be reduced for those with an adjusted gross income of more than $75,000 and will be zero for those whose adjusted gross income is more than $99,000. For couples, these payments will be reduced for those with an adjusted gross income of more than $150,000 and will be zero for those with an adjusted gross income more than $198,000. 2 If the IRS does not have your direct deposit information, a solution is in the works for a web-based portal to allow you to provide your routing and account numbers to the IRS online to set up direct deposit. 3 Account access restrictions may apply to mobile/web access in certain countries.

 

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