Auto Loans

Come to Atlantic Federal for your new, used or refinanced auto loan.  With rates as low as 3.24% APR*, now is the perfect time to finance your next vehicle. We’ll even help you structure a loan with monthly payments that work for your budget.

Looking to purchase something to take off the beaten path?  Check out our Specialty Vehicle Rates.


  • Finance a new or used vehicle
  • We also finance Specialty Vehicles like ATVs, motorcycles and boats (See our Current Rates)
  • Up to 125% financing including tax, title and extended warranty
  • Terms up to 8 years
  • Get a pre-approval valid for 45 days for more bargaining leverage at the dealer
  • Optional protection for your vehicle and to ensure your ability to pay the loan: GAP CoverageMechanical Repair and Debt Protection Plan 

Already have a vehicle loan elsewhere? No worries! We'll refinance it at our same great rates with no refinance fees!  See our current rates.

Download an application or apply online below.

Enterprise Car Sales

Looking at a late model pre-owned vehicle? Preview the great selection and check out the deals at Enterprise Car Sales. With Enterprise you'll have haggle-free buying and worry-free ownership.  Take advantage of perks you won't find anywhere else:

  • Discounted Rates: Through July 31, 2019 get 0.50% off the current rate1. And, receive Kelley Blue Book® Trade-In Value on your vehicle2 when you finance an Enterprise vehicle with Atlantic Federal Credit Union. See Full Details.
  • 109-pt inspection
  • Free Carfax report
  • Trade-ins welcome  


Car Buying Advice

The following links will help you during the car buying process.

*APR = Annual Percentage Rate. Rates and percentage financing shown offered to Premier Members meeting selected credit criteria for up to a 3-year term on new vehicles.  Other rates and terms available based on Member Merits status and credit worthiness criteria. Rates are subject to change without notice.   Atlantic Federal vehicle loans not eligible for refinancing.