Auto Loans | Atlantic Federal Credit Union
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Auto Loans

Get Ready to Spring Into the Driver's Seat with Rates as Low as 2.74%!*

Come to Atlantic Federal for your new, used or refinanced auto loan. Save money by financing your vehicle with a lender you can trust. We’ll even help you structure a loan with monthly payments that work for your budget.


  • Up to 125% financing including tax, title and extended warranty
  • Terms up to 8 years
  • Get a pre-approval valid for 45 days for more bargaining leverage at the dealer
  • We also finance Specialty Vehicles like ATVs, motorcycles and boats (See our Current Rates)
  • Optional protection for your vehicle and to ensure your ability to pay the loan:

Already have a vehicle loan elsewhere? No worries! We'll refinance it at our same great rates with no refinance fees!

Download an application or apply online.

*APR = Annual Percentage Rate. Rates and percentage financing shown offered to Premier Members meeting selected credit criteria for up to a 2-year term.  Other rates and terms available based on Member Merits status and credit worthiness criteria. Rates are subject to change without notice.

Enterprise Car Sales

As the world navigates through these challenging times, things remain fluid with changes daily at Enterprise Car Sales.


Exclusive May Offer:  For members who purchase an Enterprise vehicle and finance with Atlantic Federal, we'll make the 1st month’s payment up to $500*!!  Learn more here.


Get the customer service you expect and the vehicles you want.  Preview the great selection and check out the deals at Enterprise Car Sales .  With Enterprise, you'll have haggle-free buying and worry-free ownership.  Take advantage of perks you won't find anywhere else: 

  • 109-pt inspection
  • Free Carfax report
  • Trade-ins welcome

Borrow smart. Buy smart. Enterprise car sales.

Car Buying Advice

The following links will help you during the car buying process.


  • I am writing today to commend Lynn and express my gratitude for the high quality customer service she always provides whenever I call the Credit Union.  She is professional, courteous and patient.  I can feel her smile each and every time we talk on the phone.

  • I recently had an emergency and needed a Home Equity loan quickly.  My initial contact was with Aida and the loan was finalized by Sabrina.  This was a very stressful time for me and both of these women were professional, patient, knowledgeable and considerate. They answered all of my questions, explained the various options as well as the process.  They are an asset to the Credit Union.