Share Secured Loans

Get approved for a loan — regardless of your past credit — and borrow up to the full amount of your share or certificate balance. Our competitive rates are 3.5% above the share dividend rate or 2% above your Share Certificate rate. Your share or certificate account continues to earn full interest.


  • Use your savings or certificate balance as collateral
  • Guaranteed approvals regardless of credit history
  • Optional Payment Protection Plan
  • Additional rate reductions through our Member Merits program