Student Loans | Atlantic Federal Credit Union
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Student Loans

If federal loans aren't enough to cover the cost of your education, our Private Student Loans may be the answer to your needs.

Use the funds for any qualified educational expense, including past due tuition bills. You can expect a quick approval once we receive your application.


  • Borrow $2,000 or up to the cost of attendance per year for a maximum of $120,000 in undergraduate loans or $160,000 in graduate loans*
  • Consolidation loans also available
  • Competitive, low rates
  • Get lower rates with proof of good grades
  • No origination fees
  • Choose between making interest payments or a nominal $25 proactive payment towards the loan while in school
  • Option to cancel the loan without fees or interest within the first 30 days of disbursement

* Borrower and cosigner must be a US citizen or permanent resident.

Learn more and Apply here.

  • I am writing today to commend Lynn and express my gratitude for the high quality customer service she always provides whenever I call the Credit Union.  She is professional, courteous and patient.  I can feel her smile each and every time we talk on the phone.

  • I recently had an emergency and needed a Home Equity loan quickly.  My initial contact was with Aida and the loan was finalized by Sabrina.  This was a very stressful time for me and both of these women were professional, patient, knowledgeable and considerate. They answered all of my questions, explained the various options as well as the process.  They are an asset to the Credit Union.