Interest-Only Home Equity Line of Credit

For the lowest possible monthly payment, our Interest-Only Home Equity Line of Credit gives you control. Apply today for an interest-only home equity line of credit and use the equity you've built up in your own home to fund that next major expense.

We offer low rates and five-year interest-only payments for greater convenience. Ask one of our representatives about getting started.


  • Rates as low as 5.24% APR*
  • No closing costs**
  • Five-year interest-only payments
  • Five-year draw period
  • 25-year amortization
  • Low $25 appraisal fee
  • Up to 80% loan to value
  • Optional Payment Protection Plan

See our current rates

*APR=Annual Percentage Rate. Variable rate based on the prime rate plus or minus an index and adjusted quarterly. Maximum 80% loan to value. **$300 conversion fee for existing Atlantic Federal real estate loans. $109 tax service fee may apply.

Download an application and the terms of agreement or apply online below.

NMLS Registry Information for Atlantic Federal Credit Union Mortgage Loan Originators