Take 2 Checking™

If you've been unable to open a checking account due to negative history in ChexSystems, our Take 2 CheckingTM could get you back on track. Rebuild your credit and move to a regular checking account after 6 months of good standings.

Managing your account is simple using online, mobile and telephone banking.

  • You may be able to move to regular checking after 6 months if account doesn't have any:
    • Non-sufficient funds (NSFs)
    • Return items
    • Negative balances
  • Low monthly service charge (See Fee Schedule)
  • Free Visa® debit card
  • Lower monthly debit and ATM withdrawal limits
  • Free Online Banking and Bill Pay
  • Free Mobile Banking
  • Free E-Statements
  • Once your first order placed by the Credit Union runs out, you can reorder checks here.

Download an application or click below to Apply Online.

Direct Deposit & Payroll Deduction

Payroll, Social Security, pension, stock dividends and expense reimbursements are all eligible for direct deposit.

You will need:

  • AFCU Routing number 221276370
  • Your AFCU account number
  • Specify where you want the funds deposited (Savings, Checking, etc.)

For your convenience, download the Direct Deposit Authorization Form and submit it to your Human Resources department.  If further information is required, they can contact us.