Share Certificates

Now is the time to start saving for your family's future!  Open a Share Certificate and earn a premium, guaranteed dividend rate on your savings.

We offer various terms that range from 3 months to 5 years. You choose the term and lock in your rate. Typically, longer terms yield higher returns.

For a limited time, check out our Share Certificate Specials!


  • $500 minimum opening deposit
  • Guaranteed increase in savings over time
  • Choose your certificate term from 3 months to 5 years
  • Longer terms earn higher rates
  • Certificate balances count toward Member Merits level
  • NCUA insured up to $250,000
  • Our Excess Share Insurance (ESI) provides an additional $250,000 in coverage

Apply online, download a Share Certificate application and visit a branch or call us at 1-800-222-1329.

See our current rates.

*APY = Annual Percentage Yield. Minimum deposit $500. Rates in effect as of 06/10/19. Other rates and terms available. Rates subject to change without notice. Penalty for early withdrawal.