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Member Merits

Member Merits is how we give back to our members who actively support the credit union. Enjoy increasing levels of rewards based on your combined deposit and/or loan accounts and your use of direct deposit.

The stronger your relationship with Atlantic Federal, the more you'll be rewarded with things like discounts, lower loan rates and more.

Features

All Atlantic Federal Credit Union members are automatically part of the Member Merits program
Enjoy increasing levels of rewards based on
Combined deposits and/or loan balances
Use of direct deposit
Rewards include lower loan rates and other discounted or free services
Member levels are as follows:
Premier — direct deposit and combined deposit and/or loan balances of $25,000 or more
Enhanced — direct deposit and combined deposit and/or loan balances between $2,500 and $24,999.999
Value — combined deposit and loan balances of less than $2,500 and / or no direct deposit

View our Member Merits Benefits & Fee Schedule!

To find out more on how you can maximize your rewards, e-mail us at info@atlfedcu.com or call us at 1-800-222-1329. We want you to get the most from your Atlantic Federal Credit Union membership!

[Tammy was very nice, as she professionally explained company procedure to me. Even though I didn’t totally agree at the first, I then understood how the Credit Union strives to protect the safety of our members' accounts.]

Joe C.
[April] Thank you for your help the other day with my account. I just wanted to say that the way the Credit Union is operating now is very convenient. I like having an appointment as it eliminates waiting to see a teller or a representative and is much more organized.

Regina
My husband and I have been long standing members of Atlantic Federal Credit Union. We needed a patient, thorough and professional person to assess our {needs}. Adam embodied all of these characteristics and more!! He was always responsive and guided us through the entire process. Even during Covid practices, I never once felt that the personal touch was lost. We are extremely happy with the process and proud to be a member.

Clyde & Jacqueline
Atlantic Federal Credit Union, you have Always been available when I needed You!!
Onee
Thank you so much for taking the time to show us how much your organization cares. This is why me and my family bank with your organization!

Sonia
Member Services representative at the Kenilworth branch, Tammy, is amazing. She is knowledgeable, helpful, and most important to me: extremely courteous. Tammy deserves a huge shout-out!
Leta
Always a great experience with the employees. The tellers always offer help or suggestions. Ginny, Nara, and Donna are awesome!
Ivy
I want to thank you, Adam for all your work with my loan app. You have been such a blessing to me. You are an asset to the Credit Union.

Viola
The best Credit Union I ever used!
Eugene
What a great Credit Union…even before I was a member I felt welcomed. I love the customer service, your mobile app and your services. Keep up the excellent work, you have me as a member for life.
Kirkston
I've been with Atlantic Federal for more than 20 years. Great customer service and I love the Holiday and Vacation Clubs.
Wanda
Thank you! Great customer service, great products! I left the “big” banks; now Atlantic Federal is my primary bank.
Ty
I’ve been an Atlantic Federal member for years! I'm very satisfied with the service.
Nelly
I’ve been a member of MY CREDIT UNION since 2001. I wouldn’t EVER go anywhere else. Atlantic Federal is my family. There are too many pleasant and courteous staff members to try to name!
Chamecca
Very good place to bank at – loans have very low interest and the Atlantic Federal staff is so easy to deal with. Great service!
LaQuan
My experience with Atlantic Federal has been exceptional! I have told anyone who will listen how great the Credit Union's service is.

Halima
Working with you guys was basically a complete 180 from working with the last bank…so thank you again and we will absolutely be recommending you to all of our friends who are looking for mortgages.

Heather
Yvana has been my go to person at the Credit Union for many years. I know that whenever I have an issue I can always call on her at any time and she won't hesitate to help me out. Recently, my debit card was compromised and I noticed it after business hours so I wasn't sure of the proper protocol. I called Yvana, she walked me through the entire process and I came in the next morning to resolve the issue with Eileen, who was also a great help. The Credit Union is lucky to have such dedicated employees.

Justin
I was worried about how I was going to fund some of my daughter's college tuition. Well thank goodness for Ms. Magaly. She told me to sit down, relax and explain my needs. I was truly expecting to be denied once again like at one of those banks that I've dealt with in the past. Then she said "We have a loan that fits your needs and you qualify!" All my worries suddenly went away. I can say that she definitely puts the members first.

Nathaniel
I made it to the Kenilworth branch just before the 5 pm closing. Even though it was late, Roberto patiently processed my loan – I’m sure on his own time. Then there’s Karina, who is so helpful and always has a smile. If I had a company, these people would be working for me! You’re lucky to have staff members of this caliber!

Ed