Business Savings | Atlantic Federal Credit Union
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Business Savings

Set extra funds aside so you can be ready for anything. While you focus on running your business, your savings balance grows at a competitive dividend rate with our business savings options.

Summary

  • Dividends paid from day of deposit to day of withdrawal
  • Free online banking & bill pay for your convenience

Give our Business Accounts specialists a call at 908.245.1750.

Business Ultra Savings Rates

Rates effective as of 1/7/2025
Balance TierBlended APY*Rate
$0 - $100,000.003.25%3.20%
$100,000.01 - $250,000.003.25%3.20%
$250,000.01 - $500,000.003.25%3.20%
$500,000.01 - $1,000,000.003.25%3.20%
$1,000,000.01 - $2,000,000.003.25% - 1.62%0.01%
$2,000,000.01 - $5,000,000.001.62% - 0.65%0.01%
$5,000,000.01 and above0.65% - 0.33%0.01%

*APY = Annual Percentage Yield. Rates are subject to change without notice, and rates may vary after the account is opened. Fees may reduce earnings on the account. Limit of one Ultra Savings account per tax identification number. Ultra Savings is a blended rate tiered account with dividends paid on portions of your balance falling within designated tiers. There is a $100,000 minimum daily balance requirement to avoid a $100 monthly maintenance fee. Excessive transactions may result in fees.

Business Smart Savings Rates

Rates effective as of 1/7/2025
Balance TierAPY*Rate
$0 - $10,000.000.01%0.01%
$10,000.01 - $25,000.001.00%1.00%
$25,000.01 - $50,000.001.50%1.49%
$50,000.01 - $100,000.001.50%1.49%
$100,000.01 - $250,000.002.00%1.98%
$250,000.01 and above2.00%1.98%

*APY = Annual Percentage Yield. Rates are subject to change without notice, and rates may vary after the account is opened. Fees may reduce earnings on the account. There is a $1,000 minimum daily balance requirement to avoid a $10 monthly maintenance fee. Excessive transactions may result in fees.