We are pleased to offer a Skip Payment Program for Members with qualifying loans. During designated months, eligible borrowers can elect to skip a month’s payment and extend the repayment terms of the loans. Skip Payments can be elected up to two times per year in nonconsecutive terms.

We are not currently accepting applications, but the next window for the Skip Payment Program will be announced here when available.

Qualification Information

• The loan must be open for a minimum of 180 days
• Not available on Quick Cash Loans or real estate loans
• Members must have a minimum share balance of $1
• Members must not be delinquent on any loans with the Credit Union
• Members must not have any negative balances in any accounts with the Credit Union
• The minimum loan balance for eligibility is $1,000 (or a minimum payment of $75)
• The loan cannot have more than one (1) 30-day late payment within the past six (6) months
• Members cannot have current or previous serious delinquencies (90+ days past due) with the Credit Union
• Members cannot have unpaid charge-offs, repossessions, or other losses to the Credit Union, or bankruptcies
• Any vehicle loan must have the Credit Union listed as the lienholder on the title
• Any other collateralized loan must be fully secured
• The loan must not be paid by disability or unemployment insurance covering the loan
• Additional terms and conditions may apply