Your safety and security is a priority to us. The Atlantic Federal has many safeguards in place to protect our Members and shield their privacy. Please review the important information below to protect yourself online and as you manage your finances.

Common Types of Fraud and Scams

Phishing is the fraudulent practice of sending emails masquerading themselves as a reputable company in order to induce individuals to reveal personal information. Phishing emails will often have:

• Poor grammar and spelling mistakes (especially in the email address)
• Inconsistencies in email addresses, links, and domain names
• Public email domains such as "@gmail.com" or "@yahoo.com"
• Requests for login credentials, payment information, or sensitive data
• Suspicious attachments
• A sense of urgency

Debt Collection Fraud are calls when scammers pose as collection agencies demanding payment for bogus outstanding debts. Debt Collection Fraud calls will often:

• Withhold key information from you including the amount of the debt and the name of the creditor
• Pressure you to pay by money transfer or a prepaid debit card
• Threaten you with jail time or even suggest they are a government official

Credit and Debit Card Fraud is when someone steals, finds, or obtains the information from the card to purchase goods or withdraw cash.

ATM/ Debit Card Fraud continues to be a growing security concern both domestically and worldwide.  To prevent fraudulent activity, the Atlantic Federal Credit Union regularly monitors alerts and may block transactions from locations identified as high fraud areas. To learn more about locations where transactions are currently blocked, please contact Member Services at 908-245-1750 before you travel.

How Can I Protect Myself Against Fraud?

• Check your accounts daily, and contact us if there are transactions you don't recognize.
• Keep your contact information current so we can verify if any unusual activity is fraud or not.
• Don't provide any sensitive information like usernames, passwords, account numbers, or your social security number through texts, emails, or unsolicited calls. 
• Don't post personal information online when visiting social networks.
• Don't click on links in unsolicited texts or emails.
• Don't give unsolicited callers remote access to your computer or cell phone. 
• Never leave your computer unlocked or unattended in a public environment.
• Keep all applications and operating systems up-to-date on your computer and cell phone.
• Never write down PINs or passwords.

If you ever feel that you are a victim of any type of fraud, contact Member Services immediately at 908-245-1750.