First Mortgage Loans | Atlantic Federal Credit Union
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Routing #: 221276370

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Mortgage Loans

We offer a variety of mortgages to best meet your needs. Whether you’re buying a new home or refinancing your current one, we have the right loan for you!
Purchasing a new home? We offer our qualified members mortgages with as little as 3% down, and always keep your costs to a minimum to help you afford your new home!
Refinancing your current home? We offer very competitive rates, flexible terms, and minimal costs - as well as the option to receive additional cash out from your property’s equity!


  • Use our convenient Online Application for fastest response times!
  • Lower rates and Less costs than most other lenders
  • Flexible programs and guidelines to better meet the needs of our members
  • In-house processing for efficient and quick approvals
  • Dedicated lending consultants to guide you through the process

Ready to get started? Apply Online Now in less than 5 minutes! 

If you prefer, you can also choose to download a form, complete it, and return it back to us:

Download a Mortgage Prequalification App (See how much you can qualify to borrow.)
Download a Mortgage Application  (Already qualified? Submit your application.)

NMLS Registry Information for Atlantic Federal Credit Union Mortgage Loan Originators

*Private Mortgage Insurance (PMI) is required for down payments less than 20% of the home's value.