A Share Savings Account is the first account you open to begin your relationship with us and unlock the many perks to being a Member—like lower rates on loans and higher rates on savings. 

Why Join The Atlantic?

The Atlantic Federal Credit Union offers great rates on checking and savings accounts, as well as competitive rates on auto loans, residential mortgages, home equity loans, personal loans, commercial loans and more. As a not-for-profit financial institution, we are able to offer many of the same services as a bank, often at a much lower cost to you. Plus, we offer the latest financial technology across your devices backed by personal service available at our branch locations in Essex and Union counties.

To open an account online, click the button below to get started.

New Membership Application

Or Download a New Membership Application Here

You will need to provide us a copy of a non-expired, government-issued picture ID (driver's license, passport, county ID card) for yourself and your joint owner (if applicable).

Questions? Visit a branch or call us at 908.245.1750.

Already a Member?

Compare our other Savings Account options to determine which account is best suited to help you meet your savings goals.