Borrow up to 100% of the Equity in your Home

We're here to help you get the cash you need, when you need it. Whether you’re looking to consolidate debt, make upgrades to your home or cover unexpected expenses, now you can with an Atlantic Federal 100% loan-to-value Home Equity Line of Credit (HELOC). Borrow up to your home's full value, minus your first mortgage balance. You pay only when you borrow money and as you make payments to us, those funds become available to you again.

Features

• Get rates as low as 5.00% APR!**
• No application fees & no closing costs for new lines with in-branch closing***
• Convenient in-home and remote closing options available***
• 10-year draw period; 15-year amortization
• Free convenience checks to easily access account
• No pre-payment fees
  
• Optional Payment Protection Plan

Download an Application or  Apply Online.

The Atlantic Federal Credit Union NMLS #440431
NMLS Registry Information for Atlantic Federal Credit Union Mortgage Loan Originators