Student Consolidation Loans | Atlantic Federal Credit Union
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Routing #: 221276370

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Student Consolidation Loans

Finished with college and looking to take care of your outstanding loans? Our Private Student Loan Consolidation may be perfect for you!

Consolidation loans are available to college students who are carrying private student loan debt (federal loans cannot be included).


  • Simplified finances with one easy monthly payment
  • Cosigner Release available after 12 consecutive on-time principal & interest payments*
  • Interest-Only Repayment Option up to 4 years for eligible borrowers followed by 11 years of principal + interest repayment

*Subject to lender approval. In order to qualify, the borrower, alone, must meet the lender's credit criteria and income requirements, and the borrower's loan account must remain current up until the lender's decision to release the cosigner has been made.