Smart Checking | Atlantic Federal Credit Union
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Routing #: 221276370

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Smart Checking

Our Smart Checking Account offers a smart option for your everyday spending needs.

Features

  • Free Visa® debit card with 1% back on purchases up to $500 per year
  • Free Online Banking and Bill Pay
  • Free Mobile Banking with account balance, transfer and Remote Deposit features
  • Free E-Statements
  • Free account alerts
  • For added protection, add an Overdraft Line of Credit
  • $100 minimum deposit to open
  • $5 monthly fee that can be waived by maintaining a minimum balance of $100 or with a direct deposit of at least $500 during the statement cycle

Apply Online

Or Download an Application Here

Direct Deposit & Payroll Deduction

Payroll, Social Security, pension, stock dividends and expense reimbursements are all eligible for direct deposit.

You will need:

  • AFCU Routing number 221276370
  • Your AFCU account number
  • Specify where you want the funds deposited (Savings, Checking, etc.)

For your convenience, download the Direct Deposit Authorization Form  and submit it to your Human Resources department.  If further information is required, they can contact us.