Smart Savings | Atlantic Federal Credit Union
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Routing #: 221276370

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Smart Savings

Smart Savings is a great way to earn higher dividends as your balance grows. It's simple, easy, and smart!

It's easy to get smart about your savings. To open an account online, Click Here. You will need to provide us a copy of a non-expired, government-issued picture ID (driver's license, passport, county ID card) for yourself and your joint owner (if applicable).

Questions? Call us at 908-245-1750.


  • $100 to Open
  • Free Online Banking
  • Free Mobile Banking with account balance, transfer and Remote Deposit features
  • Savings federally insured by NCUA up to $250,000

For your convenience, you can also download and complete a New Membership Application and visit one of our local branches.

New Membership Application