SPRINGFIELD, NJ - In the effort to ensure Members receive funds when they need them, The Atlantic Federal Credit Union has introduced their Quick Cash Loans small-dollar lending program by digital lending partner QCash. The partnership enables The Atlantic Federal Credit Union to serve more Members while adding convenience and security to gain digital access to small-dollar loans when life’s unexpected emergencies arise. 

Quick Cash Loans offer an automated mobile small-dollar loan program featuring an application process that includes decisioning and deposit into the applicant’s account in under 60 seconds. Using its AI relational underwriting algorithm, Quick Cash Loans allow for a more in-depth and detailed 360-degree evaluation process that accounts for far more than the applicant’s simple credit score, potentially finding additional qualities and financial habits that work in the Member’s favor.

“The Atlantic Federal Credit Union is excited to bring much-needed access to life event lending for our Membership while giving additional hope and opportunity to our lower-income Members,” says Anthony Mero, Chief Executive Officer at The Atlantic Federal Credit Union. “Quick Cash Loans allow our Members the opportunity to take care of life’s emergencies when they occur, or provide those extra funds for everyday bills and family needs that remain just out of reach.”

The Atlantic Federal Credit Union was founded in 1935 as a not-for-profit financial cooperative to meet the savings and borrowing needs of Members. Today, The Atlantic Federal Credit Union exclusively serves Essex and Union counties in New Jersey with financial wellness resources, competitive rates and technology-driven solutions for personal and business banking. For full eligibility criteria and more information, visit TheAtlanticFCU.com.

QCash Financial, headquartered in Naperville, IL, is a purpose-driven fintech firm with a mission of empowering financial institutions in their quest to improve the financial well-being of their communities. The QCash platform is designed to advance financial inclusion and access for credit union Members.