*APR = Annual Percentage Rate. Introductory APR for 12 months from date of first transfer for balance transfers completed between 10/01/2022 and 12/31/2022. 10.99% to 17.99% variable APR after 12 months based on creditworthiness and will vary with the market based on Prime Rate. Balance transfers are available to Members who are not currently delinquent on their credit card, do not have restrictions on their credit card, or have not had their credit limit restricted. Balance transfers may not be used to pay other Atlantic Federal Credit Union loans or credit cards. Offer expires 12/31/2022. Other terms and conditions may apply.