There's No Place Like Home...
And now, there's no better time to unlock the equity in your home! We've dropped our rates to as low as 3.00% APR* and for a limited time, get approved for a Home Equity Line of Credit and enjoy $0 closing costs and the refinance fee will be waived**.
Whether you need to reduce debt, make home improvements or pay for a major milestone, now you can with an Atlantic Federal 100% loan-to-value Home Equity Line of Credit.
Our equity loans feature:
- No pre-payment fees
- 10 year draw period; 15 year repayment period
- Free convenience checks to easily access account
- Optional Payment Protection Plan
Complete the easy, online application here.
APR=Annual percentage rate. Based on 80% loan to value, direct deposit and automatic payment. Variable rate based on the prime rate plus or minus an index which is determined depending on loan to value, credit worthiness & adjusted quarterly. Loans limited to NJ and PA owner occupied 1-2 family dwellings. Rates are subject to change without notice. **$0 closing costs and refinance fee will be waived for credit lines of $50,000 or greater. $500 refinance fee for existing Atlantic Federal real estate loans below $50,000. $109 tax service fee may apply.