Free Kasasa Saver Account | Atlantic Federal Credit Union
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Free Kasasa Saver® Account

Collect and grow your earned Kasasa checking rewards instantly and effortlessly!

Link your Kasasa Cash® or Kasasa Cash Back® checking account to this free account that pays a high rate and helps you save automatically. Kasasa Cash and Kasasa Cash Back checking account holders have exclusive access to open this free account built to maximize Kasasa® checking rewards!

Kasasa® accounts are part of a movement to reward people for banking locally. When money is reinvested in our community, (instead of the pockets of megabanks), it’s better for us all. Check out some of the great features and benefits Kasasa offers below.


  • Free account that builds your savings effortlessly
  • Free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.35% APY* on balances up to $20,000
  • 0.05% APY on balances over $20,000 depending on balance in account*
  • 0.02% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No minimum balance requirements or monthly maintenance fees
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • Free Online Banking and Bill Pay
  • Free Mobile Banking with account balance, transfer and Remote Deposit features
  • Free E-Statements
  • No minimum deposit to open

Qualifying Is Easy

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive E-Statements
  • At least one direct deposit or ACH payment transaction

And it’s just that easy! Even if you don’t qualify, your Kasasa® accounts are still free and you still earn the Kasasa Saver base dividend rate! Even more, you can get right back to earning your full rewards the very next month.

Already have our Basic Checking or Benefits Plus Checking? Easily convert to one of our free Kasasa Checking accounts. Download a Kasasa Conversion form here.