First Lien Home Equity Loans

Save money by refinancing your mortgage with our First Lien Home Equity Loan. We've taken away all of the hassles and high costs of refinancing. Lock into a low fixed rate to be mortgage-free sooner.

  • 5, 10, 15 or 20-year terms
  • Up to 80% loan to value
  • Low closing costs*
  • No points
  • No pre-payment fees
  • Interest paid is generally tax deductible**
  • Low $25 origination fee
  • In-house service for faster approvals and efficiency
  • Personalized service to walk you through the process

See our current rates.

*$300 conversion fee for existing Atlantic Federal real estate loans. $109 tax service fee may apply. **Consult your tax advisor.

Download an application or apply online below.

NMLS Registry Information for Atlantic Federal Credit Union Mortgage Loan Originators