First Lien Home Equity Loans | Atlantic Federal Credit Union
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First Lien Home Equity Loans

Save money by refinancing your mortgage with our First Lien Home Equity Loan. We've taken away all of the hassles and high costs of refinancing. Lock into a low fixed rate to be mortgage-free sooner.


  • 5, 10, 15 or 20-year terms
  • Up to 80% loan to value
  • Low closing costs*
  • No points
  • No pre-payment fees
  • Low $25 origination fee
  • In-house service for faster approvals and efficiency
  • Personalized service to walk you through the process

*$300 refinance fee for existing Atlantic Federal loans. $109 tax service fee may apply.

Download an Application or Apply Online.

NMLS Registry Information for Atlantic Federal Credit Union Mortgage Loan Originators

  • I am writing today to commend Lynn and express my gratitude for the high quality customer service she always provides whenever I call the Credit Union.  She is professional, courteous and patient.  I can feel her smile each and every time we talk on the phone.

  • I recently had an emergency and needed a Home Equity loan quickly.  My initial contact was with Aida and the loan was finalized by Sabrina.  This was a very stressful time for me and both of these women were professional, patient, knowledgeable and considerate. They answered all of my questions, explained the various options as well as the process.  They are an asset to the Credit Union.