Fixed-Rate Second Mortgages | Atlantic Federal Credit Union
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Fixed-Rate Second Mortgages

When you need money fast, you can always turn to the equity you've built in your home for a low fixed loan rate.  Another benefit is that interest paid is generally tax-deductible. Talk to us today!


  • Borrow up to 80% of the equity in your New Jersey or Pennsylvania home
  • Low fixed loan rates
  • 5, 7, 10,15 or 20-year terms
  • No points
  • No pre-payment fees
  • Low origination fee*

*$300 refinance fee for existing Atlantic Federal loans. $109 tax service fee may apply.

Download a Mortgage Application or Apply Online.

NMLS Registry Information for Atlantic Federal Credit Union Mortgage Loan Originators

  • I am writing today to commend Lynn and express my gratitude for the high quality customer service she always provides whenever I call the Credit Union.  She is professional, courteous and patient.  I can feel her smile each and every time we talk on the phone.

  • I recently had an emergency and needed a Home Equity loan quickly.  My initial contact was with Aida and the loan was finalized by Sabrina.  This was a very stressful time for me and both of these women were professional, patient, knowledgeable and considerate. They answered all of my questions, explained the various options as well as the process.  They are an asset to the Credit Union.