Take 2 Checking™

If you've been unable to open a checking account due to negative history in ChexSystems, our Take 2 CheckingTM could get you back on track. Rebuild your credit and move to a regular checking account after 6 months of good standings.

Managing your account is simple using online, mobile and telephone banking.

  • You may be able to move to regular checking after 6 months if account doesn't have any
  • Non-sufficient funds (NSFs)
  • Return items
  • Negative balances
  • $10 monthly service charge
  • Free Visa® debit card
  • Lower monthly debit and ATM withdrawal limits
  • Free Online Banking and Bill Pay
  • Free Mobile Banking
  • Free E-Statements
  • Order checks
Direct Deposit & Payroll Deduction

Payroll, Social Security, pension, stock dividends and expense reimbursements are all eligible for direct deposit.

You will need:

AFCU Routing number 221276370

Your AFCU account number

The account suffix where you want to deposit funds

  • 00 for savings
  • 10 for checking
  • 12 for money market

Provide this information to your Human Resources department.  If further information is required, they can contact us.