Member Insurance | Atlantic Federal Credit Union
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Member Insurance

Members' individual Savings and Share Certificate accounts are insured up to $500,000. IRA accounts are separately insured for $500,000. And for joint accounts, each account holder's interest is added together and insured up to another $500,000.

The first $250,000 of coverage on savings and $250,000 on IRAs is provided by the National Credit Union Administration, an agency of the U.S. government.

Our supplemental $250,000 insurance coverage is provided by the Excess Share Insurance Corp., the leading private deposit insurer in the country. This supplemental insurance is only available to select credit unions that meet the insurer's strict underwriting requirements. Atlantic Federal pays all the premiums for this insurance.

  • I am writing today to commend Lynn and express my gratitude for the high quality customer service she always provides whenever I call the Credit Union.  She is professional, courteous and patient.  I can feel her smile each and every time we talk on the phone.

    Elissa
  • I recently had an emergency and needed a Home Equity loan quickly.  My initial contact was with Aida and the loan was finalized by Sabrina.  This was a very stressful time for me and both of these women were professional, patient, knowledgeable and considerate. They answered all of my questions, explained the various options as well as the process.  They are an asset to the Credit Union.

    Sandra